Introduction
Moving is exciting but can also be overwhelming. Between packing boxes, hiring movers, and settling into a new space, one of the most important steps people often overlook is forwarding their mail. A USPS Change of Address ensures that your letters, bills, financial notices, government documents, and personal mail follow you to your new location without disruption. Missing critical mail can result in unpaid bills, missed deadlines, or even identity theft if sensitive information lands in the wrong hands.
This process is straightforward, but many people still have questions: How long does it take? Which mail is forwarded? Do I need to pay? What if I’m moving my whole family or a business? In this detailed guide, we’ll walk you through everything you need to know about completing a USPS Change of Address, from who can file to common mistakes to avoid. With these insights, you’ll move confidently, knowing your mail will follow you safely and on time.
What Is a USPS Change of Address?
A Change of Address (COA) is a formal request submitted to the United States Postal Service (USPS) to forward your mail from your old residence or business to your new one. This service ensures that important correspondence, packages, and subscriptions don’t get lost during your transition.
You can file a COA for:
- Individuals: one person moving, regardless of other household members.
- Families: an entire household with the same last name moving together.
- Businesses: companies relocating to a new address.
Why It Matters
Failing to update your address can have serious consequences. Here’s why a COA is essential:
- Continuity: You’ll keep receiving time-sensitive mail such as medical bills, legal documents, or tax notices.
- Security: Prevents sensitive information from falling into the wrong hands.
- Convenience: Avoids delays and stress while you settle into your new home.
- Professionalism: For businesses, it ensures uninterrupted communication with clients and partners.
Ways to Submit a Change of Address
There are two main ways to submit your request:
1. Online Submission
The fastest method is through USPS’s official website. You’ll need to verify your identity and pay a small fee (about $1.25) to confirm the request. This step is designed to prevent fraud and unauthorized changes. Online submissions provide instant confirmation and allow you to manage your request from anywhere.
2. In-Person or Paper Form
If you prefer not to use the internet, visit your local Post Office and ask for PS Form 3575, found inside the “Mover’s Guide” packet. Fill out the form and return it to the counter. You’ll need valid photo identification. This option is free, but processing may take longer.
When to Submit Your Request
Timing is crucial. Ideally, you should file your Change of Address at least 1 to 2 weeks before your move. This gives USPS time to process your request and begin forwarding mail on the date you specify.
Mail forwarding usually begins within three business days after the request is processed, but it can take up to two weeks for all mail to arrive consistently at your new location.
How Long Does Mail Forwarding Last?
A Change of Address request typically forwards mail for 12 months. This applies mainly to First-Class Mail and Priority Mail. After that period, most mail sent to your old address will be returned to the sender.
If you need forwarding beyond one year, you’ll have to renew or file another request.
What Gets Forwarded and What Doesn’t
Mail That Gets Forwarded
- First-Class Mail (letters, bills, checks, and notices)
- Periodicals like newspapers and magazines
- Priority Mail and Priority Mail Express packages
- USPS Ground Advantage items
Mail That Does Not Get Forwarded
- USPS Marketing Mail (advertising flyers, coupons, and bulk mail)
- Certain periodicals if the publisher has restrictions
- Media Mail may be forwarded, but extra postage might apply
Knowing these limits helps you notify important contacts directly, ensuring you don’t miss critical information.
Fees and Identity Verification
For online submissions, USPS charges a small verification fee. This isn’t a service fee but a safeguard to ensure your request is legitimate. The fee is charged to a credit or debit card, and the billing address must match either your old or new address.
For in-person submissions, there’s no fee, but you must present valid identification to prevent fraudulent requests.
Step-by-Step Guide to Filing a Change of Address
- Choose your method: Decide whether to file online or at the Post Office.
- Gather information: Prepare your old and new addresses, the exact move date, and the names of individuals or business involved.
- Complete the form: Online forms are quick; paper forms must be handed in at the Post Office.
- Verify identity: Pay the online fee or show ID in person.
- Confirm effective date: You’ll receive confirmation letters at both addresses.
- Track your mail: Watch your incoming mail to ensure forwarding is working properly.
- Update directly: Notify banks, insurance companies, utilities, and government agencies of your new address.
Common Mistakes to Avoid
- Typos in addresses: Even a small error in your street name or ZIP code can disrupt forwarding.
- Wrong category: Filing as an individual instead of a family can cause confusion if multiple people live with you.
- Waiting too long: Submitting the request after your move may cause weeks of missed mail.
- Assuming all mail is forwarded: Remember that advertising mail and certain packages won’t be redirected.
- Not updating key contacts: Relying only on forwarding without updating institutions like banks or the DMV can lead to missed deadlines.
Tips for a Smooth Transition
- File early, even before you move.
- Use USPS address lookup tools to confirm your new ZIP+4 code.
- Keep your confirmation code safe in case you need to modify or cancel your request.
- Inform close contacts, employers, and service providers directly of your new address.
- For businesses, ensure letterhead, websites, and official records reflect your new address promptly.
Read More: Smart Steps to Prevent Identity Theft
Conclusion
Completing a USPS Change of Address may seem like a small task, but it carries big consequences for your daily life, finances, and peace of mind. This simple step ensures that you stay connected to your world, even as you relocate. Filing early, double-checking your information, and choosing the right method—online or in person—will guarantee a seamless experience.
Remember, forwarding lasts for 12 months, but not all mail types are covered. That’s why updating your address directly with banks, government offices, and service providers remains essential. Avoiding common mistakes like typos, delays, or assuming all mail is included will save you time and frustration.
Think of this process as part of your moving checklist. Alongside setting up utilities, packing, and organizing, securing your mail ensures that your transition is smooth, safe, and stress-free. A USPS Change of Address is more than paperwork—it’s peace of mind.
FAQs
1. How long does it take for a USPS Change of Address to start working?
Forwarding usually begins within three business days after processing, but it may take up to two weeks for all mail to consistently reach your new home.
2. Does it cost money to file a Change of Address?
Yes, online submissions require a small identity verification fee. Filing in person at a Post Office is free, but you’ll need to present valid ID.
3. What types of mail are not forwarded?
USPS Marketing Mail such as advertisements, coupons, and flyers are not forwarded. Some periodicals and certain shipping classes may also be excluded.
4. Can I submit a Change of Address for my family or business?
Yes. Families moving together can file a single request if everyone has the same last name. Businesses can also submit, but may need additional proof of authorization.
5. What happens after the forwarding period ends?
After 12 months, most mail will be returned to the sender. If you need continued service, you’ll have to submit a new request or extend the forwarding period.
